About

Ricardo Manuel Torres has been helping homeowners with financing options for over 27years. With CMG HOME LOANS we have programs that give you opportunities for financing homes. If you are a first time buyer, investor or luxury home buyer we have the programs to make it easy to achieve your goal. Ricardo Torres comes from military family and has served in the United State Army. He is passionate about working with Veterans on using their home loan benefit to the fullest. It has been said that Ricardo is a professor of mortgage lending and is well versed in all homebuyer programs. His goal to get you to the closing table